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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CrossCountry Mortgage, Inc. is a licensed mortgage lender in the Commonwealth of Massachusetts. This office is licensed and examined by the Office of Consumer Credit Commissioner of
the State of Texas. Texas rights: Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Licensed by the Virginia State Corporation Commission. 



Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.

In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.
  2. Present the homes that suit your needs as you've defined them.
  3. Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
  4. Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Count On Your Mortgage Broker and Loan Officer To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  4. Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
  4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
CrossCountry Mortgage, Inc.
225 Broadway, Suite 1600, San Diego, CA  92101
Office:  (858) 252-1401
Copyright © 2018 CrossCountry Mortgage, Inc. NMLS:3029 MB.803095.000
Branch NMLS: 1472253. This branch is licensed in the following states: Arizona (Branch 0121263, Corporate 0919020), California DBO (Branch 813N898, Corporate 4131098), District of Columbia (Branch MLB1472253, Corporate MLB3029), Florida (Branch MLDB4428, Corporate MLD806), Massachusetts (Branch MB1472253/ML1472253, Corporate MB3029/ML3029), Nevada (Corporate 3126/3259), North Carolina (Branch L-142902-126, Corporate L-142902), Oregon (Branch ML-4709-11, Corporate ML-4709), Tennessee (Branch 109408-123, Corporate 109408), Texas SML, Virginia (Corporate MC-4072), Washington (Branch CL-1472253, Corporate CL-3029)

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.
NMLS3029 (www.nmlsconsumeraccess.org). To view all corporate licensing, please visit: crosscountrymortgage.com/disclosures-licenses.
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